Friday, April 26, 2013

How do you schedule your Childrens Activities?



Good Morning all you Savvy moms out there! It's been almost a week since I have posted on this blog! Such crazy lives as mommies, right?! My Son, is beginning Soccer this coming Monday, so things are just going to get crazier! I have a question for all you regarding when you start your child in organized sports, and the classes you put your children into and why?

You always here about the Mommy that overextends their children and have them in too many activities. I may fall into this category, but I will tell you why I choose to keep mine and my Son's time filled with "active" activities!! 

I am a little concerned because my Son is only 3 years old!! This Soccer class is held at our local YMCA on Monday nights and Wednesday night for an hour a week!! Is that not CRAZY!! At 3 years old, I was NEVER doing anything for that long twice a week! My Mom was lucky to hold my attention for more than 20 minutes! Anyhow, they do state that it is only to help with the Child's coordination and for fun, so I decided to try it. It is also only 3 weeks long, so if it doesn't work out it's only a short period of time! PLUS he gets to be active, and in this day with Children and Adults alike, I want my Son to "connect" with other Children, and I get to meet other Mommies like me! Can't go wrong there!! So what I'd like to hear form you? What sports are your children in? What is your activity routine per week? I only have one child, so it is far easier to get him to his classes and I don't have to worry about 2 or more classes going on at one time and how to get them there!!  Please comment below! 





Wednesday, April 24, 2013

Mothers Day Photo Gifts Just $1.99 and FREE SHIPPING!!


Good Morning all you Savvy Moms! 


Todays Deal is brought to you by ArtsCow. I have used them over and over for inexpensive, but High Quality (I thought I'd been getting some low quality products at this price, but I have to tell you, I was pleasantly surprised!!) I've ordered Christmas Ornaments, Blankets, Dog Tags, Key Chains, the Cosmetic pouches, Magnets, mousepads, and tons of other items, and they are such a spectacular price, and quality!! The only drawback I've found to ArtsCow, they are an international store, so expect Shipping to take a LONG time! My orders come in quicker when I have to pay for shipping, but I don't, so when they have great deals, I plan to use the items for gifts at least 2 months out! 



Tuesday, April 16, 2013

1 Meat, 5 Meals - Series - Chicken Lovers


Good Morning everyone! I had a friend asking how I make and save my meals and use leftovers. Though I do this for our family on a weekly basis, I have yet to write down the steps and recipes! BUT it is a GREAT time and Money Saver for everyone! 

In this series, I will show you how to cook up 5 delicious meals with one meat. This week, we will be using Chicken. Meat is the least expensive when you purchase it in whole form. On sale, I can get a whole chicken for as low as 0.89 cents a lb! Whole Chickens are easily frozen until a couple of days before you need them, so when I see them on sale, I purchase about 3 of them and freeze them. For a 6 lb Chicken (enough for an entire 5 days for a family of 4) that is less than 6 dollars for the week! 

Ingredients for the week 
Don't forget to Price Match!!

Spices: Celery Salt, Rosemary, Salt, Black Pepper, Bay Leaves

  • 5 lb bag of potatoes (These go on sale in my area for .99 cents a bag! every 3 months)
  • Corn Starch
  • Bag of Egg Noodles (I use these instead of Pasta to reduce carb intake)
  • 2 lb bag of baby carrots
  • Pepper Jack Cheese
  • Pita Pockets
  • 1 lb of Bacon (I get these for usually 2.50 a lb on sale - another item I freeze until I need them)
  • Frozen Broccoli
  • Honey
  • Brown Sugar
  • Mustard
  • 8 large tortillas
  • Bag of Knorr or Lipton Spanish Rice
  • Bag of Knorr or Lipton Chicken and Broccoli rice
  • At least 6 lb Whole Chicken
  • 1 Can of Black Beans
  • Sour Cream

First Meal:   I start on Sundays, as I have more time to cook on Sundays, and the first day is the most time consuming)

Roasted Whole Chicken
Mashed Potatoes
Honey Glazed Carrots

Chicken: Pre-heat oven to 350 degrees. Prepare Chicken - pluck out any feathers, take out innards (save these). Coat Chicken in 1/4 Cup Butter, 1 teaspoon dried (or 2 teaspoons Fresh) Rosemary, 1 teaspoon Celery Salt, 1 teaspoon salt, 1 teaspoon Black Pepper.

Start on Mashed Potatoes and Honey Glazed Carrots during last 45 minutes of chicken cooking time. 

Place Chicken in a roasting pan and in pre-heated oven with Aluminum foil resting loosely on top (keeps tops from burning). Cooking time for a 6 - 6.5 lb chicken is 2 hours 25 minutes. Take the aluminum foil off the top for the last 25 minutes. I rely heavily on my Oven Timer. Check internal temp of chicken using a Meat Thermometer before removing as cooking times vary by altitude and oven. Once the internal temp of the Chicken has reached 165 degrees you can take it out. Let rest 10 minutes before carving. 

Carrots: Place 1 lb of Carrots in a pot of boiling water. Cook until tender (about 30 - 40 minutes). Drain. Place in a serving bowl. While still hot, add in 1/2 stick of butter, 1 TBL Honey and 1/4 C of Brown Sugar. The heat from the carrots will melt the butter and dissolve the honey and sugar. If necessary place in the microwave for 1 minute right before serving. 

Mashed potatoes: (You will be making extra potoatos for tomorrow) Place large pot of water and 1 teaspoon of salt on to a rapid boil. Peel 2 - 2.5 lbs of potatoes and cut up and place in boiling water. Turn heat down to a light boil and cook until tender. Drain, mash, add in Salt, Pepper, butter and Garlic Salt to taste (To make creamy, I add Ranch Dressing instead of Gravy). Place 1/2 in fridge for tomorrows meal.

Serve!

This is where I start for the following day. Carve up remaining meat separating Light and Dark meat. Get as much off of the bones as possible. Do not throw anything away (While Separating place a large pot of water on to boil. )  Start placing the bones, skin and meat into the boiling water (as well as the innards saved from earlier). Put Rosemary, Bay Leaves, Salt, Celery salt, 1 lb of carrots, and black pepper into the pot and mix. Turn down heat to a light boil until meat is falling off bones and Carrots are tender. Turn off heat. Once cooled, place in fridge overnight.

Here are the rest of the meals for this week. As it is a lot of information, I will be doing separate posts for each recipe. 

Chicken and Noodle

Chicken Cheesy Rice Casserole

Chicken and Pepper Jack Cheese Pitas

Chicken Mexican Casserole 


If you LOVE this series! Let me know and I can include more posts like this!! I SOOO Hope you will try this for your families! They will LOVE it! 


Thursday, April 11, 2013

Price Matching Week of April 10 - GREAT SAVINGS THIS WEEK!


Here are the best deals around Kansas City! I will post them for you to find, or for your price matching needs! I use them weekly to price match and I save a lot each week on my grocery bill. I hope you will at least try it!! Check here for my initial post and tips and tricks for Price Matching! 




Brand/Item                            Price       Size                Ad/Page

Produce
  • Wishbone Salad Dressing    2/$3.00   16oz          PC/Pg4   **Free Bag of Dole Lettuce when you buy 2 Bottles of Dressing
  • Driscoll's Strawberries  $1.49  1/lb   HenHouse/Pg1
  • Navel Oranges  $1.48 4lb/bag   Aldis/Pg1
  • Bananas  0.29 Per/lb  Aldis/Pg1
  • Mangoes  0.49 Per/lb Aldis/Pg1
  • Washington/Stemlit or Fuji Apples  0.98/lb HyVee/Pg6
Dairy
  • Best Choice Shredded Cheese 0.99   6-8oz   HenHouse/Pg1
Meat
  • Oscar Meyer Bacon       2/$5.00   16oz  PC/Pg1
  • Farmland Jumbo Deli Franks  0.78   16oz  PC/4daysaleinsert (4/11-4/14)
  • Boneless Skinless Chicken Breasts  1.77/lb  HyVee 2 day sale (4/11-4/12)
Canned/Packaged Goods
  • Best Choice Vegetables     .39    14.5-15.25oz    PC/Pg1
  • KC Masterpiece BBQ Sauce   .0.78  17-18oz    PC/4daysaleinsert (4/11-4/14)
  • Ritz Crackers  $1.50 per box HyVee 2 days sale (4/11-4/12)
  • Mission Tortilla Chips   $1.48   13oz  PC/4daysaleinsert (4/11-4/14)


Breads
  • Hamburger Buns/Hot Dog Buns   0.88   8 Ct  PC/4daysaleinsert (4/11-4/14)

Baking
  • Granulated Sugar $1.88 4lb bag   HyVee 2 day sale (4/11-4/12)

MISC
  • Blue Bunny Ice Cream   $1.98     56oz    PC/4daysaleinsert (4/11-4/14)
  • General Mills Cereal  5/$10.00 = 2.00 per box  8.9oz-12oz   HyVee/Last Page (I normally do not do coupons, but there are always GM coupons for 1-2 dollars off when buying in qty. That would make these about 1.50 per box!!)



Monday, April 8, 2013

Quick & Easy - Asian Lettuce Wraps


Asian Chicken Lettuce Wraps



Ingredients

Crisp Romaine Lettuce
1 lb Ground Chicken
Low Sodium Soy Sauce
Teriyaki Sauce
Peanut Butter
Water Chestnuts
Cashews
Olive Oil

Red Pepper Flakes
Brown Rice
1 Can of Sweet Peas

Make rice according to package instructions. Add 1 can of Sweet peas at very end of cooking or they will break down.

Brown Chicken in 1 TBLS of Extra Virgin Olive oil. Drain.


Add in 2 TBLS each of Peanut Butter, Soy Sauce and Teriyaki Sauce. Mix Well.


Simmer on low for about 5 minutes to thicken. Add in a handful of Cashews and 1 can of Water Chestnuts (I put these in a Zip lock bag and use my Meat Mallet on them ) and 1.5 teaspoons of Red Pepper Flakes 


Serve on Romaine Lettuce Leaves

ENJOY!!! Even my 3 year old LOVES this recipe ;) 

Sunday, April 7, 2013

Little Lidz Newborn Cabled Bear Hat & Matching Leggings GIVEAWAY!!


Good Afternoon all you Savvy Moms!

Have I got a FABULOUS surprise for you! 
SavvyMomsKC     has teamed up with     Little Lidz 
for a Fabulous Fan Giveaway! 

Prize Package Includes:

Newborn Cabled Knit Bear Cap & Leggings Set
Your choice of color: Indigo, Lavender, or Wheat



Little Lidz has the most incredible Hand Knit Beanies, Bonnets, & Blankets for your Newborn! There are a variety of color choices in the store as well. Custom Ordering is available! 




Want a little Taste? I know you fall in love with these!

(I am just about on cuteness overload right now!)








I bet you want to know how to win right?!



AND 


(These two are required for entry)
(This giveaway closes May 15th, 2013 at midnight Eastern Time)




Each participant can gain one extra entry by sharing this giveaway to their Facebook Pages! Please be sure to comment below that you have shared! If you have any expecting friends, be sure to tag them in your post so they know about this fabulous prize package!! 




Saturday, April 6, 2013

Clay & Jackson County Residents - Free Admission to the Kansas City Zoo - April 7th only



Zoological District Free DaySunday, April 7




Celebrate the change of the seasons at the Kansas City Zoo for a FREE admission day. Residents of Jackson and Clay Counties in Missouri receive complimentary admission in celebration and as a thank you for supporting the Zoo through the Zoological District.



The Zoological District Free Days are a “thank you” to all residents in Jackson and Clay County Missouri for supporting the Kansas City Zoo through the Zoological District. Residents of Jackson and Clay County Missouri receive complimentary admission when showing a valid ID with their address in one of these two counties this Sunday, 9:30 a.m. to 5 p.m. 

Planet Beach Spa - $45.00 for 2 weeks of unlimited Spa Services!


ORDER NOW! - Expires April 8th!


Planet Beach Spa – Olathe Pointe

Olathe Pointe

14987 W. 119th 
OlatheKansas 66062 


One or Two Weeks of Unlimited Spa Services (Up to 77% Off)


Choose Between Two Options

  • $30 for one week of unlimited spa services (a $99 value)
  • $45 for two weeks of unlimited spa services (a $198 value)


Planet Beach Spa's machines administer fully automated services, such as a skin-firming red-light therapy facial, soothing AquaMassage, toxin-banishing far-infrared sauna, tanning, and more. 

About Planet Beach
At a futuristic relaxation station, state-of-the-art machines administer all the spa and tanning services

Welcome to Planet Beach of Olathe, a Contempo Spa offering Kansas City facials, personal steam saunas, far infrared sauna, teeth whitening, hand therapy, massages, Mystic spray tan, UV tanning and meditation as some of our major services. Planet Beach also offers a complete skin care line to aide in wrinkle reduction, acne repair along with maintaining a healthy, vibrant skin tone.

What is a Contempo Spa?


At the touch of a button you can enjoy the traditional day spa experience at a fraction of the cost and in far less time.
  • Expires 90 days after purchase.
  • Limit 1 per person, may buy multiple additional as gifts. Limit 3 spa services per day. One week option expires 7 days from activation; Two week option expires 14 days from activation. Valid for new clients or customers who have not used services within the last 6 months. Valid only for select services. Not valid for retail. Must be 18 or older. Must be used by the same person. May use across multiple visits.


Click here to view available services

ORDER NOW! - Expires April 8th! 

Search "Planet Spa Olathe"

Element Fitness - $30.00 for 30 Visits (300.00 Value)


Here is another fabulous KC Deal from Groupon! 

Element Fitness

Lenexa

7880 Quivira Rd
LenexaKansas 66216 


BUT HURRY - Offer Ends April 8th!! 


$30 for 30 Gym Visits ($300 Value)

Guests can visit Element Fitness 30 times, taking part in Les Mills group fitness classes led by certified personal instructors, open pool time in the heated indoor pool, and dry-sauna sessions. 

Element Fitness

Inside Element Fitness, the lime-green walls of the cardio room energize guests dashing away on treadmills as the yoga studio’s crisp white walls and glowing orb lights soothe yogis. The pool room echoes with splashing as guests stretch during pool aerobics classes; the dry sauna nearby remains quiet, letting guests absorb dry heat without listening to the heavy-metal albums played in traditional saunas. Stationary bikes adorn the spinning studio. Meanwhile, in workout studios lined with free weights, personal trainers make use of their professional weightlifting or triathlon experience during one-on-one personal-training sessions or group fitness classes.

The Body Bar - Prairie Village - $135.00 package for $65.00



The Body Bar - Prairie Village - $135.00 package for $65.00


Spa Package with Peace Massage, Custom-Blend Facial, and Option for Body Wrap (Up to 53% Off)





Long, soothing strokes relax muscles before a custom blend of facial products calms individual skin concerns; body wraps fight signs of age

Get your GROUPon!! Expires Soon!! 


Train Concert at Starlight Theatre - Groupon Deal - 50% Off


All right all you Savvy Moms! Here is a Great Steal on Groupon today!

I don't know about you, but I LOVE TRAIN!!

Meet Virginia
Drops of Jupiter




Train, Grammy-winning pop and roots trio behind the hit “Drops of Jupiter” touts its latest album with Michael Franti & Spearhead at Starlight Theatre July 20th, 2013.


This deal is only available for 2 days and 13 hours from now and quantities are limited!! 

SO get your GROUPon!! 

Friday, April 5, 2013

Funding your Childs Education - Never too early to start


With the costs for college education soaring each year it's never too early to get a head start on setting aside funds for your child (ren) s education. 

I did a future College Cost search for my Son. Anticipating that he will be going to an average 4 year University in 17 years. These were my results. 

 
College Cost Projection for 2030-2033
(assumes a 6% inflation rate)
YearToday's DollarsFuture Dollars
2030$39,500$106,365
2031$39,500$112,746
2032$39,500$119,511
2033$39,500$126,682
Total cost$158,000$465,304


Staggering Right!?! You can do your own calculations here

By understanding this, you know that you need to start saving now for your child's education. There are some really good options available. 529's are my preferred choice and recommendation. I am going to go over the Kansas 529 option today, and will follow up with Missouri's' in another post. 


Kansas State 529 {Learning Quest}


529 College Savings Plans At-a-Glance
What is a 529 plan?It is a program that:
  • Is designed to help families invest for higher education
  • Offers state and federal tax advantages
  • Gives the account owner control over how and when the assets are used
  • Is generally sponsored by a state (Learning Quest is sponsored by Kansas)
What are the tax benefits?There are several tax benefits:
  • Earnings grow tax-deferred from federal and state taxes1
  • Withdrawals for qualified education expenses are tax free1, 2
  • There is no federal gift tax on contributions per beneficiary up to $70,000 ($140,000 for spousal gifts) in a single year; generally, contributions to an account are removed from your taxable estate.
  • Some states offer tax benefits; Kansas taxpayers may invest in any state-sponsored 529 plan and receive a Kansas adjusted gross income deduction for their contributions. This deduction applies to contributions of up to $3,000 per beneficiary, per year ($6,000 if married, filing jointly).
Where can 529 plan assets be used?Any eligible higher education institution in the U.S. and abroad2:
  • 2- or 4-year public or private colleges and universities
  • Graduate schools
  • Vocational/technical schools
What can 529 assets be used for?Qualified withdrawals include:
  • Tuition
  • Required fees, books, and equipment
  • Certain room and board costs
Who can open an account?Almost anyone can open a 529 plan account:
  • There is no income level and no maximum age limit
  • Any U.S. citizen or resident alien, 18 or older, with a permanent U.S. address
  • Parents, grandparents, other family members, or friends
  • An adult learner for his or her own retraining or ongoing education
Who controls the assets and withdrawals?There is generally an account owner and a beneficiary (the student for whom the account is set up); the account owner maintains control of the account, including:
  • Making withdrawals
  • Making any changes to the beneficiary or the investment
  • Choosing where and when the assets are used
How does a 529 plan account work?The account owner invests in the portfolio(s) of their choice that are offered by the plan, selecting investments that are appropriate for their risk tolerance and the amount of time that they have until the student will be attending college.


There are fees associated with having an advised plan. See Total Portfolio Fee




Here are the fees associated with a Direct-Sold Plan


Kansas taxpayers may invest in any state-sponsored 529 plan and receive a Kansas adjusted gross income deduction for their contributions. This deduction applies to contributions of up to $3,000 per beneficiary, per year ($6,000 if married, filing jointly)


So the first thing you will need to decide is if you want someone else to manage your portfolio and pay associated fees, or manage the funds yourself and choose which portfolios to distribute your funds. 

For Direct-sold {you are the manager of the account} there are Age Based Funds available that move your funds into lower risk funds as your child hits age milestones. 

Once you have decided on a plan type, you will need to select how aggressive you intend to be with the funds, and which portfolio you want to allocate your funds to. Most Financial Advisors recommend the more time that you have before the child attends reaches College Age, the more aggressive you should be. I would suggest speaking directly with a Learning Quest Specialist (free of charge)  at 1-800-579-2203 Weekdays, 8 a.m. to 5 p.m. Central Time 

Low Minimum Investment Amounts
For Kansas Residents, you only need $100 to open an account by check. If you opt for Direct Deposit Automatic payments from your bank account, you only need $25.00 to open an account (Kansas Residents).

You are ready to ENROLL



Some great reason to consider the Learning Quest Account. 
  • Tax Advantages - both State and Federal
  • Low Enrollment investment
  • Does not have to be used in a Kansas College or University to be eligible
  • This plan has a Matching K.I.D.S grant available for qualifying accounts up to $600.00 per year. 


I am not a financial advisor or associated with Learning Quest in any way. All information is based on my own experiences and reading of account information  readily available online and will not be held liable for any funds lost in the market. 

Savvy Moms KC Top 7